FICS - LPOnline - Online Mortgage Loan Applications

LPOnline provides your borrowers with the opportunity to easily apply for their mortgage and receive INSTANT PRE-APPROVAL and DISCLOSURES online.

LPOnline is embedded in your existing website which brands the loan application as yours and increases the relationship of trust with borrowers when applying for their mortgage loan.

Your company will gain efficiencies and data consistency by sharing data with FICS' back-end loan origination system, Loan Producer.

With FICS' digital imaging tool, Radstar, you can electronically distribute documents between Loan Producer and LPOnline.

LPOnline combined with Loan Producer makes FICS' mortgage origination technology the most comprehensive in the LOS industry.

Features
Utilizing the back-end LOS as the database of record minimizes implementation & maintenance of the online loan application providing enormous time-savings benefits and ensures consistency throughout the loan origination process. LPOnline gives lenders an additional option to provide a simple and quick loan application, providing just enough information to run it through an automated underwriting system. A built in credit interface pulls credit behind the scenes to determine which loan plans to offer the borrower. Immediately provide three-day disclosures to your borrowers who meet lender-defined qualifications, such as minimum required credit scores already established within Loan Producer®. These disclosures are automatically saved for easy viewing in both LPOnline™ for the borrower and Loan Producer® for the processor.	Custom lender-defined documents can be generated from Loan Producer® and sent electronically to the borrowers through LPOnline™ to keep borrowers informed and educated. Lenders have the ability to control the loan application process by choosing which sections to display, which fields to require, and which text to customize to provide borrowers with the information and explanation they need to best understand the application process. All required fields are clearly indicated for easy identification by the borrower. Superior 24/7 customer service is possible with the built in real-time status feature that tells your borrower the status of their loan application, what documents are outstanding, and what they can do to expedite the process.
Administration & Customization Tools	Benefits
Customize log in requirements. Select which loan applications and calculators to display. Design the loan application to your specific requirements. Edit questions, header and page text, automatic pre-approval messages, and custom help. View loan applications submitted by type and date range. Set up user-defined referral sources	Secure - 128 bit SSL encryption VPN connection is available at additional cost. Low Cost - Low initial startup cost and low application fees. Quick - Implement LPOnline in a few short days. Easy - Administration is simple and in the hands of the lender.